This membership is available to ONLY PSWs who own their own home care businesses with UP TO 5 employees. This membership is $900 a year plus HST.
Membership Benefits
Access to OPSWA Business Support Services
OPSWA Newsletter
Free job postings
$4,000,000 Error & Omissions Insurance Coverage
$4,000,000 General Liability Coverage
General Liability can protect you from litigation when:
An employee accidentally causes a fire or other property damage while preparing meals for your client
You or an employee leave your/their purse on the ground, a patient or other person trips over it and injures themselves
Errors & Omissions Insurance can protect your company from injury resulting from activities of daily living. Examples include:
transfers
bathing
behaviours
For the Small Business Personal Support Worker, the PSWs you hire should carry Errors & Omissions Insurance. Examples like the following can occur:
A staff member that you hired causes injury to a client and results in litigation and court costs – In this case, their E&O Insurance will cover their costs & your CGL will cover yours if you were both sued.